Precious Metals
Au

Gold

LBMA / COMEX

The only commodity that is also a currency: 5,000 years of monetary history, repriced daily in a London auction.

Top Producers

China: 11%China 11%Russia: 9%Russia 9%Australia: 8%Australia 8%Canada: 6%Canada 6%US: 5%US 5%Rest of world: 61%Rest of world 61%

share of 2025 mine production

Top Consumers

China: 28%China 28%India: 24%India 24%Rest of world: 23%Rest of world 23%Europe: 5%Europe 5%Turkey: 5%Turkey 5%US: 7%US 7%Middle East: 8%Middle East 8%

share of 2025 consumer demand (jewellery, bar, and coin)

Main Uses

Jewellery: 45%Jewellery 45%Technology: 9%Technology 9%Central banks: 21%Central banks 21%Investment: 25%Investment 25%

share of 2024 demand by sector (World Gold Council); investment is bars, coins, and ETFs

Top Exporters

Switzerland: 35%Switzerland 35%UK: 20%UK 20%Rest of world: 3%Rest of world 3%US: 9%US 9%UAE: 16%UAE 16%Hong Kong: 17%Hong Kong 17%

share among the top gold bullion exporters by 2024 export value (UN Comtrade); Switzerland is the dominant refining hub and re-exporter, London the OTC clearing center

Top Importers

Switzerland: 22%Switzerland 22%China: 21%China 21%India: 11%India 11%Hong Kong: 14%Hong Kong 14%UAE: 16%UAE 16%UK: 16%UK 16%

share among the top gold bullion importers by 2024 import value (UN Comtrade); reflects refining and re-export hubs alongside China and India as end demand

Who Holds the Gold

Jewellery (private): 46%Jewellery (private) 46%Other and unaccounted: 13%Other and unaccounted 13%Central banks: 17%Central banks 17%Bars, coins, ETFs (private): 24%Bars, coins, ETFs (private) 24%

breakdown of roughly 216,000 tonnes of above-ground gold ever mined (World Gold Council estimates). Central banks hold about a sixth; private hands hold the rest.

Central Bank Holdings

US: 22%US 22%Germany: 9%Germany 9%Italy: 7%Italy 7%France: 7%France 7%Russia: 6%Russia 6%Rest of world: 40%Rest of world 40%Switzerland: 3%Switzerland 3%China: 6%China 6%

share of roughly 36,500 tonnes of official sector gold; the US holds 8,133 tonnes

Above-ground stock

roughly 216,000 tonnes

as of 2025

Annual mine production

roughly 3,500 tonnes

as of 2024

Central bank net buying

more than 1,000 tonnes per year

2022-2024

Largest official holder

United States, 8,133 tonnes

as of 2025

COMEX GC daily volume

roughly 200,000 to 300,000 contracts

as of 2025

Price

roughly $4,200 per troy ounce; record above $5,500 set on January 28, 2026

as of June 2026

Gold is element 79, first coined as money in Lydia around 640 BC and never fully demonetized since. Nearly all the gold ever mined, roughly 216,000 tonnes, still exists above ground, so annual mine supply of roughly 3,500 tonnes adds less than 2 percent to the stock each year. That is why gold trades like a currency rather than a consumable: the price is set by the willingness of existing holders to keep holding, not by this year's production cost. The dollar price floated free in 1971 when President Nixon closed the gold window and ended Bretton Woods convertibility at $35 per ounce. Since then gold has been the market's referendum on real interest rates, the dollar, and official-sector credibility.

The structure of demand shifted decisively after February 2022, when Western sanctions froze roughly half of Russia's foreign exchange reserves. Central banks, net sellers through the 2000s, bought more than 1,000 tonnes in each of 2022, 2023, and 2024, led by China, Poland, Turkey, and India. Combined with Asian retail buying and renewed Western ETF inflows, that official bid pushed gold to repeated nominal records: above $2,700 per ounce in late 2024, through $3,000 in March 2025 and $4,000 in October 2025, to a peak above $5,500 in late January 2026. Jewellery, led by India and China, remains the largest single use at roughly 40 percent of annual demand, with bar, coin, and ETF investment close behind and a small electronics base.

The market itself runs on two rails. London is the spot and forward market, quoted loco London against unallocated accounts, benchmarked by the LBMA Gold Price auction at 10:30am and 3:00pm. New York is COMEX, where the 100-ounce GC future is the world's deepest listed gold instrument, turning over more than $100 billion of notional value daily at 2026 prices. The exchange for physical spread links the two, and when it dislocates, as it did on US tariff fears between December 2024 and March 2025, refiners recast 400-ounce London bars into kilobars and 100-ounce bars and fly them west.

How It Trades

VenueOTC loco London (LBMA) for spot and forwards; COMEX (CME Group) for futures and options; Shanghai Gold Exchange for the Chinese onshore market
Benchmark contractCOMEX Gold Futures (GC); LBMA Gold Price auction as the OTC reference
Contract size100 troy ounces
Price termsUSD per troy ounce
SettlementGC is physically delivered into COMEX-licensed depositories; OTC trades settle loco London over unallocated accounts two business days after trade; the LBMA Gold Price prints twice daily at 10:30am and 3:00pm London time
Typical curvePersistent contango reflecting dollar interest rates minus the gold lease rate plus storage; the curve only inverts during acute physical squeezes
LiquidityAmong the deepest of all commodity markets: COMEX GC regularly trades 200,000 to 300,000 contracts per day (more than $100 billion notional at 2026 prices), and LBMA clearing transfers average roughly 20 million ounces per day

Where It Trades

52%COMEX (CME)roughly 25 million oz/day in GC futures
33%LBMA OTC (London)roughly 20 million oz/day cleared loco London
12%Shanghai (SGE/SHFE)the onshore Chinese physical and futures market
3%OtherTOCOM, MCX India, and smaller venues

approximate share of global daily traded volume across futures and OTC, 2025; the OTC split is an estimate from LBMA clearing statistics rather than reported turnover

Supply and Demand

Top producers

  1. China: roughly 380 tonnes per year, the largest miner since 2007
  2. Russia: roughly 310 tonnes per year
  3. Australia: roughly 290 tonnes per year
  4. Canada: roughly 200 tonnes per year
  5. United States: roughly 160 tonnes per year, mostly Nevada
  6. Recycling adds roughly 1,200 to 1,400 tonnes per year on top of roughly 3,500 tonnes of mine supply

Mine supply is geographically diverse and no single country dominates, which is one reason gold carries less supply-shock risk than the PGMs. All-in sustaining costs for the major miners averaged roughly $1,400 to $1,500 per ounce in 2024, leaving the industry with historically wide margins at 2025 prices.

Top consumers

  1. India: the largest jewellery market, with demand concentrated in the autumn wedding and festival season
  2. China: the largest combined jewellery plus bar-and-coin market
  3. Central banks: more than 1,000 tonnes per year of net purchases in 2022 through 2024
  4. Western ETF investors: holdings of roughly 3,200 tonnes, led by SPDR GLD

Major uses

  • Jewellery: roughly 40 percent of annual demand
  • Bars, coins, and ETFs: roughly 25 to 30 percent
  • Central bank reserves: roughly 20 to 25 percent in recent years
  • Electronics, dentistry, and other industry: roughly 7 percent

Top Ten Central Bank Gold Holders

RankCountryTonnesShare of official holdings
1United States8,13322.3%
2Germany3,3509.2%
3Italy2,4526.7%
4France2,4376.7%
5Russia2,3336.4%
6China2,3046.3%
7Switzerland1,0402.8%
8India8802.4%
9Japan8462.3%
10Turkey5951.6%

World official holdings roughly 36,500 tonnes as of late 2025. Source: World Gold Council and IMF International Financial Statistics. China is widely believed to hold more than it officially reports.

Who Holds the Gold: Three Stories

tonnes; US and China are official central bank holdings (IMF IFS, World Gold Council). India is the estimated stock held privately by households, the largest private hoard on earth; dashed because it is an industry estimate, not a reported reserve figure.

What Moves the Price

  • Real US interest rates: the opportunity cost of a zero-yield asset
  • The trade-weighted dollar
  • Central bank purchases, which became the dominant marginal bid after the February 2022 reserve freeze
  • ETF flows, the fastest-moving Western investment channel
  • Asian physical demand: Indian wedding seasonality and Chinese retail buying
  • Geopolitical and banking stress, which triggers safe-haven flows
  • Mine cost inflation, which sets a slow-moving floor near the cost curve's upper quartile

Moments That Made the Market

1944

Bretton Woods fixes the dollar to gold at $35 per ounce and other currencies to the dollar

1971

Nixon closes the gold window in August; the dollar price of gold floats for the first time

1980

Gold spikes to $850 in January on inflation and the Soviet invasion of Afghanistan, a record that stands in nominal terms for 28 years

1999

First Central Bank Gold Agreement caps coordinated European official selling after the UK announces auctions near the cycle low

2011

Gold reaches $1,920 in September in the aftermath of the financial crisis and the US debt-ceiling standoff

2015

The century-old London gold fix is replaced in March by the electronic LBMA Gold Price auction following benchmark-manipulation scandals

2022

Western sanctions freeze roughly half of Russia's FX reserves in February; central banks buy a record 1,082 tonnes of gold that year

2024

Gold sets repeated nominal records above $2,700 as official-sector buying exceeds 1,000 tonnes for a third straight year

2025

Tariff fears blow out the COMEX-London EFP early in the year, pulling hundreds of tonnes into New York vaults; the record run extends through $3,000 in March and $4,000 in October

2026

Gold peaks above $5,500 per ounce on January 28 after a 60 percent gain in 2025, its best year since 1979, then settles back above $4,000

What Changed Since the 2010 Handbook Era

  • Central banks flipped from coordinated net sellers under the Gold Agreements to record buyers of more than 1,000 tonnes per year after the 2022 Russian reserve freeze
  • The twice-daily telephone fix among five banks became the electronic, audited LBMA Gold Price auction in March 2015
  • ETFs matured from a novelty into a roughly 3,200-tonne holding that moves the price weekly
  • China built a parallel onshore market: the Shanghai Gold Exchange now anchors the world's largest physical delivery volumes
  • GOFO, the published gold forward rate, was discontinued in 2015; the forward market now quotes swap rates bilaterally
  • The price rose from roughly $900 in 2009 to above $4,000 in late 2025, while mine cost inflation roughly tripled the industry cost floor over the same period

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